Built for the Canadian bank or credit union exec, treasurer, risk lead or innovation team who wants to understand tokenization in 15 minutes, not 15 weeks. Built in Canada, for Canadian institutions first. Designed to connect to the global tokenization rails as they open up. Forward it freely; this is yours to use.
No big-bang migration required. A closed-loop pilot starts with one asset, one counterparty, and your existing core banking, and grows from there.
This is what you will run in the sandbox, click any step to jump in.
4orm integrates with blockchain networks, interoperability providers, custodians, KYC vendors, and banking rails, but treats each one as a bounded integration domain under platform governance, not as an authoritative control. The canonical ledger of record, reconciliation, compliance enforcement, treasury governance, and supervisory auditability all remain inside 4orm. The platform owns the regulated operational core; the integrations are swappable.
This is the architectural separation that distinguishes shared institutional infrastructure from a walled garden or an open bridge, and it's the answer to "why won't a Tier-1 build this themselves."
Each of the eight mechanisms is a self-contained, clickable flow. Enter sample data, press run, and watch every step resolve in real time.
Manual onboarding, faxed confirmations and T+2 reconciliation collapse into one atomic, programmatic flow with a permanent record.
Finally watch what a transaction looks like on a blockchain rail versus the manual, multi-party process your operations team runs today.
Two clear tracks, so you always know whether you are learning or trying. Everything in CAD, grounded in how Canadian clearing and settlement actually work.
Plain-English explainers: what tokenization is, where your bank sits, the tokenized deposit, and how you plug in, plus a one-page field guide to forward to your team.
Run a real institutional transaction end to end, watch the money move, and see what it saves your institution in time, cost and trapped liquidity.
The 186 Canadian institutions a shared-ledger marketplace can connect, the addressable network.
View the directory →Gold, real estate, private credit, resources and carbon credits are all moving on-chain. The projects creating them have nowhere regulated to offload and no bank-grade custody. 4orm is built to tokenize those assets, bring the projects onto a shared Canadian network, and connect them to banks for liquidity and qualified custody, so value stays liquid, and Canadian. See the marketplace bridge →
This is an education sandbox: identifiers, hashes and balances are simulated. The market facts and Canadian rules it illustrates are real and cited from the primary sources below. Detailed, page-specific citations and the cost methodology appear on the How It Works and What It Saves pages and the in-sandbox Money Flows view.
Educational sandbox · figures illustrative · not financial advice.